Calculated Industries 3430 Pocket Reference Guide - Manual (Page 7)

P
OCKET
R
EFERENCE
G
UIDE
— 3
T Number of years
ˆ Annual interest rate or
cash flow desired rate of
return
s l Future value
s ˆ APR (annual percentage
rate), including mortgage
insurance, if entered
P Property price
d Down payment
s T Bi-Weekly loan
a Amortization function
s a Remaining balance
A Adjustable-rate mortgage
s A ARM decreasing interest
% adjustment
s % ARM lifetime interest cap%
q Qualify based on
28%-36%
Q Qualify based on
29%-41%
i Annual income