Calculated Industries 3430-KIT - Manual (Page 2)

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The new Q
UALIFIER
P
LUS
III
FX
was custom-designed for mortgage
lenders and residential real estate pro’s. With the push of a few but-
tons, it will quickly pre-qualify prospective buyers and solve hundreds
of mortgage loan problems! It also operates as an easy-to-use
financial calculator, with user-friendly cash flow keys for analyzing
real estate investments, and TVM keys to analyze retirement/savings
scenarios. It’s
the most complete and easy-to-use real estate and
finance calculator on the market!
Features:
• Easy and Complete Buyer Qualifying
• Find Qualifying Loan Amount, Income Required and
Maximum Allowable Debt
• Use Two Qualifying Ratios at Once to Compare Different
Loans (e.g., conventional vs. FHA/VA loans)
• Find the Restricted and Unrestricted Qualifying Loan Amount
• Instant P&I, PITI and Total Payment
• Interest-Only Payment
• Expanded Tax and Insurance Capabilities
• Built-in Sales Price and Down Payment
• Works in Annual Term and Interest
• Flexible, “what-if” Loan or TVM Calculations — Finds Loan
Amount, Term, Interest or Payment
• Future Value and Appreciation
• Complete Amortization
• Remaining Balances/Balloon Payments
• Adjustable Rate Mortgages (ARMs)
• APR and Total Finance Charges
• Bi-Weekly Loans
• Trust Deeds (investments)
• Date Math
• Also Works as a Standard Math Calculator
New!
• 1st and 2nd Trust Deeds (80:10:10/80:15:5), or Combo Loans
• APR, including Mortgage Insurance
• Beginning/End Mode
• Cash Flows/Investment Analysis (IRR, NPV, NFV)
• Income Tax Savings, Mortgage Interest Deduction
• Interest-Only Payments
• Loan-to-Value (LTV)
• Odd-Days Interest (ODI) & Month Offset
• Rent vs. Buy
• Retirement Savings
Introducing the Q
UALIFIER
P
LUS
® III
FX
Mortgage Loan Calculator