Calculated Industries 3420 User Guide - Manual (Page 80)

U SER ’ S G UIDE — 79
Accumulative Memory µ , 17
Adjustable Rate Mortgages (U.S.), 59
Amortization and Remaining Balance, 35
Amortization List for a Range of Payments or Years, 40
Amortization List for Individual Payment(s), 39
Amortization List for Individual Year(s)—Using, 37
Amortization List for Individual Year(s)—Using Month Offset, 38
Appendix, 74
Appreciation/Future Value, 41
APR Example (U.S.), 64
ARM Payment—Using Lifetime Cap (U.S.), 61
ARM Payment—Worst-Case Scenario (U.S.), 60
Auto Shut-Off, 75
Balloon Payment, 40
BASIC ARITHMETIC EXAMPLES, 22
Basic Operation Keys, 6
Batteries, 75
Bi-Weekly Loans, 29
Bi-Weekly Loans (U.S.), 65
BUYER PRE-QUALIFYING, CANADA, 44
CALCULATOR SETTINGS, 15
Canadian/U.S. Mode, 16
DATE FUNCTION, 24
Decimal Place Selection, 15
Default Settings, 74
Error Codes, 75
EXAMPLES—CANADIAN MODE, 25
EXAMPLES—U.S. MODE, 54
Figuring Straight % Commission, 23
Finding Mortgage Amount Based on Sales Price and Down Payment, 31
Future Value, 41
Income Tax Savings (U.S.), 66
Increasing and Decreasing ARM Payment (U.S.), 62
Interest Rate, 27
Interest-Only Payment, 27, 34
KEY DEFINITIONS, 6
Loan Payment (U.S.), 54
Loan-to-Value (LTV), 31
MEMORY, 19
Memory Storage Keys (M0-M6), 20
Monthly Mortgage Payment, 26
Mortgage Amount, 28
Mortgage Interest Tax Deduction (U.S.), 67
Mortgage/Time-Value-of-Money Keys, 7
INDEX
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