Calculated Industries 3405-B - Manual (Page 3)

P OCKET R EFERENCE G UIDE — 2
KEY DEFINITIONS .................................4
Preference Settings — How to
Access ...............................................9
EXAMPLES ...........................................11
Memory — Add/Subtract/Multiply ......11
Memory/Storage Registers................12
Finding Commission ..........................12
Reduction of Listing Price..................13
Date of Escrow Closing .....................13
Monthly Mortgage (P&I) Payment .....14
Term of a Loan ..................................14
Interest Rate ......................................15
Loan Amount .....................................15
Loan Amount Based on Sales Price
and Down Payment .........................16
Loan-to-Value ....................................16
Setting Tax and Insurance .................17
P&I, PITI and Interest-Only
Payments.........................................18
Quarterly Payment.............................19
Estimated Tax Savings ......................20
Rent vs. Buy ......................................21
ARM Payment —
Increasing and
Decreasing Payments .....................22
Amortization — Using “Next” Feature ..24
TABLE OF CONTENTS
3405PRG-E-B 1/9/04 8:45 AM Page 2