I e 3, P/yr – HP 10B User Manual
Page 55
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Key
Stores or Calculates
The number of payments or compounding
periods.
mm
The annual nominal interest rate.
I E 3
The present value of future cash flows.
PV
is
usually an initial Investment or loan amount and
always occurs at the beginning of the first period.
fp^
The amount of periodic payments. All payments
are equal, and none are skipped; payments can
occur at the beginning or end of each period.
The future value.
FV
is either a final cash flow or
compounded value of a series of previous cash
flows.
FV
occurs at the end of the last period.
■E
yr
)
Stores the number of periods per year. The default
is 12. Reset only when you wish to change.
■(
x
PZ^
Optional shortcut for storing
N:
Number in display
is multiplied by the value in
P/YR
and stores result
in A/.
■IBEG/ENDI
Switches between Begin and End mode. In Begin
mode, the
begin
annunciator is displayed.
■f AMORT 1
Calculates an amortization table.
To verify values, press (RlSL'l (R)> IRCLI li/VRl, IftCLI iPVi. IRCLI IPMTl. and
iRCLl (f3* Pressing IRCLI BixP/YRi recalls ihc lolal number of paymcnls
in years and IRCLI B(EZXH) shows you ihc number of paymcnls per year.
Recalling these numbers docs noi change the content of the registers.
52
5: Time Value of Money Calcufatlont