MagTek IPAD99875382 - Manual (Page 7)

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SECTION 1: INTRODUCTION AND SPECIFICATIONS
PRODUCT DESCRIPTION
The IPAD is a secure PIN entry device combined with MagTek’s 3-Track MagneSafe™ secure
card reader. IPAD provides the most comprehensive end-to-end security solution to prevent
personal cardholder data breaches while bringing convenience and speed to Retail and Financial
transactions.
DESIGN OBJECTIVES
Securing Personal Cardholder Data
The IPAD immediately encrypts data at the point of swipe to safeguard personal information
encoded on the magnetic stripe. The encryption takes place within an encapsulated magnetic
read head as the card is swiped, eliminating the chance of intercepting clear text data. The data
is not in the clear for even a few milliseconds. The IPAD’s data encryption scheme uses the
industry standard 3DES algorithm, which offers merchants, processors, issuers, and acquirers the
flexibility to manage decryption services themselves or to outsource, thereby avoiding the risk
imposed by unproven, proprietary encryption algorithms.
Protection for all Points within the Payment Infrastructure
In addition to meeting the requirements established by PCI PED v2.0, the IPAD has
MagnePrint®, a proven embedded security feature that authenticates the debit, credit, or gift card
and its encoded track data, rendering counterfeit or cloned cards useless. So even if cardholder
data is acquired for the purpose of manufacturing counterfeit cards, such cards can be detected,
the transaction can be declined, and the criminal can be prosecuted. This feature provides a
valuable defense to protect the merchant, the acquirer, the processor, the card issuer, and
ultimately the consumer.
Security and Ease of Integration by Design
In addition to securing clear text card data, the IPAD uses a 32-bit secure processor, and has
flexible data formatting and masking capabilities for compatibility with existing software and
payment applications, eliminating the need for recertification.
The IPAD supports Device Authentication so the retailer, processor, and acquirer have the
confidence of knowing that a rogue reader was not substituted and provides transparency to the
processor, acquirer, or ISO if the device is changed. Furthermore, it supports Mutual
Authentication through a secure challenge/response sequence, which eliminates both the
potential of being redirected to an illegitimate site and the ability to substitute a compromised
PINpad terminal.
Greater Flexibility Reduces Total Cost of Ownership
The IPAD supports secure remote key injection, eliminating the need to return the unit in the
event a new key is required.