Calculated Industries 3423 - Manual (Page 2)

The Canadian Qualifier Plus 4x was designed specifically for mort-
gage lenders, residential real estate agents and brokers for quick
mortgage calculations in the office or out in the field. It’s the most
complete and intuitive calculator of its kind. With the push of a few
buttons,
it will instantly pre-qualify prospective buyers, find monthly
payments, and solve hundreds of mortgage problems!
Features:
• Easy and Complete Buyer Pre-Qualifying — with “Smart”
Keys for quick financing solutions or comparisons
• Find Qualifying Mortgage Amount, Income Required and
Maximum Allowable Debt
• Use two different Qualifying Ratios at once to compare
mortgage scenarios
• Compare “Restricted” with “Unrestricted” Qualifying
Mortgage Amount
• Flexible “what-if” Mortgage or TVM Calculations — Finds
Mortgage Amount, Term, Interest or Payment
• Instant P&I and Total (PITH) Payment
• Includes Property Tax, Mortgage Insurance and
Heating Expense
• Built-in Sales Price and Down Payment
• Instant Loan-to-Value (LTV)
• Works in Annual or Periodic Term and Interest
• Works in Canadian or U.S. Interest
• Date Math, Month Offset, and Odd-Days Interest (ODI)
• Complete Amortization
• Remaining Balance/Balloon Payment
• Bi-Weekly Mortgages
• Trust Deeds
• Future Value and Appreciation
• Also works as a Standard Math Calculator
• U.S. Mode, including additional features: APR and Total
Finance Charges, PITI/Total Payment, Interest-Only
Payment and Complete U.S. Buyer Pre-Qualifying, including
Tax, Insurance, and Mortgage Insurance
New!
• Cash Flows/Investment Analysis (IRR, NPV, NFV)
• Effective Interest Rate (EFF%)
• Metric/Imperial Conversions
Introducing the C
ANADIAN
Q
UALIFIER
P
LUS
® 4
X
Mortgage Calculator