Calculated Industries 3126 User Manual

Page 2

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Introducing the Qualifier Plus IIcx . . . . . . . . .3

Key Definitions . . . . . . . . . . . . . . . . . . . . . . .4

Operating Basics . . . . . . . . . . . . . . . . . . . . .12

Decimal Place Selection . . . . . . . .12
Basic Math . . . . . . . . . . . . . . . . . .12
Percent Calculations . . . . . . . . . . .13
Memory Functions . . . . . . . . . . . .13
Date Function . . . . . . . . . . . . . . .14
Mortgages & Real Estate Loans . . .15
Sales Price/Down Payment . . . . . .20
Taxes & Insurance/PITH Payment .21
Amortization & Remaining Balance 26
Future Value . . . . . . . . . . . . . . . .33
Trust Deeds & Discounted Notes .34
APR & Total Finance Charges . . . .36
Qualifying . . . . . . . . . . . . . . . . . .38

U.S.-Mode Only Functions . . . . . . . . . . . . . .51

Odd Days Interest & APR . . . . . . .51
Bi–Weekly Loans . . . . . . . . . . . . .53
Adjustable Rate Mortgages . . . . . .54

Appendix . . . . . . . . . . . . . . . . . . . . . . . . . .59

Default Settings . . . . . . . . . . . . . .59
Battery & Auto Shut–Off . . . . . . . .59
Error Codes . . . . . . . . . . . . . . . . .59
Warranty & Repair . . . . . . . . . . . .60
How to Reach CII Headquarters . .63

T

ABLE OF

C

ONTENTS

2 — Qualifier Plus

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IIcx

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