Schwinn none - Manual (Page 41)

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Check your Brakes
Press each brake lever to make sure that there is no binding and that the brake pads press hard enough on the rims to
stop the bike. The brake pads should be adjusted so they are 1 mm to 2 mm away from the rim when the brakes are
not applied. Brake pads should be centered on the rim and the rear portion of each brake pad should be about 0.5 - 1.0
mm farther from the rim than the front portion of the brake pad.
Do not ride the bicycle until the brakes are functioning
properly. To test, apply the brakes while trying to push
the bike forward to make sure they will stop the bicycle.
Never ride a bicycle that is not functioning properly.
Sudden or excessive application of the front brake may
pitch the rider over the handlebars, causing serious injury
or death.
Brake pad aligned with the rim surface Pad and rim should be parallel. Direction of rim
rotation
0.5 - 1.0 mm
1- 2 mm