Document Outline

• Notice
• Printing History
• Welcome to the HP-1 OB
  • Hewlett-Packard Quality
  • Features
• Contents
  • 10 At a Glance...
  • 21 Getting Started
  • Additional Examples
  • Assistance, Batteries, and Service
  • 127 More About Calculations
  • 133 Messages 136 Index
• At a Glance...
  • Basics—At a Glance.
  • Percentages—At a Glance...
  • Memory Keys—At a Glance...
  • Time Value of Money (TVM)—At a Glance..
  • iasfl
    • TVM What if...—At a Glance...
      • Keys:
  • ши
    • Display:
  • (pg
    • Description:
    • 9.5 IÌ7YRÌ
  • (pg
    • 10.00
    • Amortization—At a Glance...
      • Keys:
  • msEo
    • Display:
      • 20.00
      • QüjjQD
    • Description:
    • Interest Rate Conversion—At a Glance...
      • ■FES
        • ■ÎP7ŸR1
        • 10.00
        • 12.00
    • IRR/YR and NPV—At a Glance...
      • 10.00
      • Statistics—At a Glance.
      • BdEiD wmm BE5ZZ1 EMM
        • y-vatue BiEf] Bf§WÁPl x-value Bl?.ml
        • Keys:
  • ■fern
    • ■dim
      • Display:
        • 0.00
        • 1.00
        • 2.00
        • 100.00 2.00
      • Description:
• Getting Started
  • Power On and Off
  • Adjusting the Display Contrast
  • Simple Arithmetic Calculations
    • Keys:
    • Description:
  • Understanding the Display and Keyboard
    • Cursor
    • Clearing the Calculator
    • Clearing Memory
    • Annunciators
    • Shift Key
  • Math Functions
  • Display Format of Numbers
    • Specifying Displayed Decimal Places
      • Keys:
      • Display:
        • 0.00
        • 0.000
      • Description:
    • Scientific Notation
    • Displaying the Full Precision of Numbers
      • Keys:
  • Esa
    • Display:
    • Description:
    • Interchanging the Period and Comma
    • Rounding Numbers
      • Keys:
      • fiHSTl]
      • Display:
      • Description:
    • Messages
    • Picturing Memory
• Business Percentages
  • Percent Key
    • Adding or Subtracting a Percent
      • Keys;
      • Display:
      • Description:
    • Percent Change
      • Keys:
      • Description:
  • Margin and Markup Calculations
    • Application
    • Keys
    • Description
      • Margin
      • Markup
      • CŒID
      • Margin is markup expressed as a percent of price.
      • Markup calculations are expressed as a percent of cost.
    • Margin Calculations
      • Keys:
      • 255 (EH)
    • Markup on Cost Calculations
      • Keys:
    • Using Margin and Markup Together
      • Keys:
      • Display:
      • Description:
• Number Storage and Arithmetic
  • Using Stored Numbers in Calculations
    • Using Constants
      • Keys: Display:
      • Description:
    • Using the M Register
      • Keys
      • Description
        • Stores displayed number in the M register. Recalls number from the M register.
        • Adds displayed number to the M register.
    • Using Numbered Registers
    • Doing Arithmetic Inside Registers
  • Doing Arithmetic
  • Power Operator
    • Keys:
    • Display:
    • Description:
  • Using Parentheses in Calculations
• Picturing Financial Problems
  • How to Approach a Financial Problem
    • - 6.000.00
  • Signs of Cash Flows
  • Periods and Cash Flows
  • Simple and Compound Interest
    • Simple Interest
    • Compound Interest
      • -1,000.00
  • Interest Rates
  • Two Types of Financial Problems
    • Recognizing a TVM Problem
    • Recognizing a Cash Flow Problem
• Time Value of Money Calculations
  • Using the TVM Application
  • Clearing TVM
  • Begin and End Modes
  • Loan Calculations
    • Keys:
    • Description:
  • Savings Calculations
    • 6®
    • 6.00
    • Y
    • A
    • Y Y Y Y Y Y
      • Keys:
      • Display:
      • Description:
      • Keys:
        • [ШВ
      • Display:
        • 12.00
        • 10.00
      • Description:
  • Lease Calculations
  • ж Ж
    • Keys:
    • Display:
    • Description:
    • Amortization
      • QQÛI
      • [РЙТ1
      • 12.00
      • 0.00
        • 0.00
    • Interest Rate Conversions
      • Investments With Different Compounding Periods
        • First Bank. Keys:
      • 12i(PZ?S)
        • Third Bank.
      • Compounding and Payment Periods
  • cBm
    • 12lfP7VR1
• Cash Flow Calculations
  • How to Use the Cash Flow Application
    • Keys:
    • ISdl
  • Qm»aD
    • Display:
      • 12.00
    • Description:
    • NPV and IRR/YR: Discounting Cash Flows
    • Organizing Cash Flows
      • Keys:
      • Display:
      • Description:
    • Viewing and Replacing Cash Flows
    • Calculating Net Present Value
      • Example: A Discounted Contract, Uneven Cash Flows. You
        • 10.000
      • Description:
    • Calculating Internal Rate of Return
      • 10.000
      • Keys:
        • 28000 ^
        • (ШШ
      • Display:
        • 0 -28.000.00 12.49
      • Description:
    • Automatic Storage of IRR/YR and NPV
• Statistical Calculations
  • Clearing Statistical Data
  • Entering Statistical Data
    • One-Varfable Statistics
    • Two-Variable Statistics and Weighted Mean
  • Correcting Statistical Data
    • Correcting One^Variable Data
    • Correcting Two-Variable Data
  • Summary of Statistical Calculations
  • Mean, Standard Deviations, and Summation Statistics
    • Keys:
    • ■(cOl
      • Display:
      • Description:
      • Keys:
  • ■diS
    • 02E3a
  • Linear Regression and Estimation
  • ■da.
    • 1,000,00
  • Weighted Mean
    • |[|^
• Additional Examples
  • Business Applications
    • Setting a Sales Price
    • Forecasting Based on History
      • Sales $
      • Keys;
    • ■iem 0.00
      • 2QnpDT) 11210 d±] 2.00
    • 7i(£^
      • Description:
    • Cost of Not Taking a Cash Discount
  • Loans and Mortgages
    • Simple Annual Interest
    • Continuous Compounding
    • isifip;
    • Yield of a Discounted (or Premium) Mortgage
      • Keys;
      • Keys:
      • Display:
      • Description:
    • Annual Percentage Rate for a Loan With Fees
      • B2U
      • Keys:
      • Display:
      • Description:
        • 12.00
        • 12.00
        • 120.00
  • szn
    • -10,000.00
      • iRCP fPVI
    • Loan With a Partial (Odd) First Period
    • Automobile Loan
      • Keys:
      • Keys:
        • 11500 (pg
    • Canadian Mortgages
      • Keys:
        • [ДЯДИ
        • ОШ
      • Display:
        • 2.00
        • 12.00
      • Description:
    • What if ... TVM Calculations
      • Keys:
      • Display:
        • 12.00
      • Description:
  • шв
    • Keys:
    • Display:
      • 12.00
    • Description:
    • Savings
      • Saving for College Costs
        • Keys:
      • 121(EZXSI
        • 0.00
      • Gains That Go Untaxed Until Withdrawal
      • Value of a Taxable Retirement Account
        • SnZYBJO
          • GG91
    • Cash Flow Examples
      • Wrap-Around Mortgages
        • Keys:
      • Net Future Value
• A
  • Assistance, Batteries, and Service
    • Answers to Common Questions
    • [gaa
      • Environmental Limits
      • Power and Batteries
        • Low Power Annunciator
        • Installing Batteries
          • Do not mutilate, puncture, or dispose of batteries in fire. The batteries can burst or expiode, releasing hazardous chemicals.
      • Determining if the Calculator Requires Service
        • ■ The calculator won’t turn on (nothing is in the display):
        • The calculator doesn’t respond to keystrokes (nothing happens when you press the keys):
        • The calculator responds to keystrokes but you suspect that it is malfunctioning:
      • Confirming Calculator Operation Test
      • Limited One-Year Warranty
        • What Is Covered
        • What Is Not Covered
        • Consumer Transactions in the United Kingdom
      • If the Calculator Requires Service
        • Obtaining Service
        • Service Charge
        • Shipping Instructions
        • Warranty on Service
        • Service Agreements
      • Regulatory Information
• B
  • More About Calculations
    • IRR/YR Calculations
      • Possible Outcomes of Calculating IRR/YR
      • Halting and Restarting iRR/YR
      • Entering a Guess for IRR/YR
    • Effect of Using E~ to Correct Data
    • Equations
      • Margin and Markup Calculations
      • Time Value of Money (TVM)
      • Amortization
      • Interest Rate Conversions
      • Cash-Flow Calculations
  • Messages
    • Error - P_Yr
    • Error - PEr
    • Error - Soln
    • Int
    • IntErruPlEd
    • no Solution
    • OFLO
    • PEr <P1> - <P2>
    • POSIrrALSO
    • UFLO
    • 10-FAIL n
    • 10 -GoexI
  • Index
    • Special Characters