HP 48g Graphing Calculator - Manual (Page 221)

The following cash flow diagram shows lease payments at the
b e g i n n i n g
of each period.
PV
A
Capitalized
value of
lease
y 1 y 2 y 3 y 4
^ i
PMT PMT PMT PMT PMT
FV
The following cash flow' diagram shows deposits into an account at the
end of each period. 18
FV
A
1
^
2
^
3 4 5 y
PMT PMT PMT PMT PMT
y
As the foregoing cash-flow diagrams imply, there are five TVM
variables:
H The total number of compounding periods or
payments.
YFi The nominal annual interest rate (or investment
rate). This rate is divided by the number of
payments per jmar (.P.
c ' t 'F;) to compute the nominal
Solving Equations 18-15